intakeAGENT-01
Eligibility Precheck
Reads the request and borrower profile against your minimum criteria, then routes only qualified transactions forward.
- →deal precheck - $0.50
- →first 50 / mo free
- →custom eligibility rubric
№ 02 - Agentic Underwriting
securelend://agentsA junior analyst
on every deal.
SecureLend's underwriting agents take a transaction from first touch to a decision-ready memo - qualifying, gathering, verifying, analyzing, scoring, and drafting. You review the work, you do not redo it.
Underwriting for
securelend://agents - Acme Corp - workspace● ready
ready
Credit file to committee memo
Watch the prompt stage itself, send it, then follow the analyst chain as each tool finishes and arms the next step.
next action is armed in the transcript
Six agents,
one underwriting chain.
Each agent owns one job in the file. Run the full pipeline, or drop a single agent into the workflow you already have. Pay per task - no seats, no rebuild.
Composable - token metered § 01
dataAGENT-02
Document Intelligence
Turns a messy data room into structured output: financials, tax returns, bank statements, and supporting documents.
- →$0.06 / page
- →PDF to structured JSON
- →your APIs + Plaid, EDGAR, MX
trustAGENT-03
Verification & Validation
Runs fraud checks and plausibility tests across sources so the team sees what ties out and what needs review.
- →tamper + anomaly checks
- →cross-source reconciliation
- →exception flagging
analysisAGENT-04
Financial Analysis
Computes DSCR, LTV, coverage, and multi-year trajectory with every figure traced back to the source page.
- →ratios + trends
- →source-cited line items
- →spread to your template
creditAGENT-05
Risk Assessment
Applies your credit rubric to produce a grade, surface drivers, and escalate anything the agent cannot reconcile.
- →configurable rubric
- →grade + rationale
- →human-in-loop escalation
outputAGENT-06
Credit Memo Draft
Assembles a decision-ready memo with narrative, figures, citations, and a recommendation for committee sign-off.
- →credit memo - $4.99
- →cited + checked
- →< 3 min draft
The best model
for every step -
not whoever is winning this week.
Underwriting is not one task. Extraction, reasoning, and drafting each have a different champion. SecureLend routes every step to the model that does it best and swaps in a better one the day it ships.
Model-agnostic by design - one contract
Anthropic ClaudeReasoning, risk grading, memo narrativereasoning
OpenAI GPTClassification and structured extractionextraction
Google GeminiLong-context data-room intakelong-context
Purpose-built OCRTables, handwriting, and document parsingvision
Not a black box.
A junior analyst that shows its work.
Every figure traces to a source page. Every score traces to the rubric. The agent flags what it cannot reconcile instead of guessing, so your team approves the reasoning, not just the number.
Composable chain
Run one agent or the full file workflow. Outputs land in the workspace for the next step.
Human sign-off
The agent flags what it cannot reconcile. Your team approves the reasoning and the decision.
Model agnostic
Route extraction, analysis, and drafting to the model that fits the step, not a single vendor.
credit-memo.reviewawaiting analyst
✓
DSCR - 1.42x
computed - meets covenant >= 1.25x
source: 2024 financials.pdf p.7 - tax return.pdf p.2
✓
Revenue trend - +18% YoY
3-year CAGR - ties to bank statements within 0.3%
source: financials 22-24.xlsx
!
Inventory valuation - flagged
balance sheet vs. appraisal variance 11% - needs human review
source: appraisal.pdf p.4
The work,
measured.
Pilot results § 04
~10x
Faster processing
pilot average; weeks to hours
99.2%
Document accuracy
controlled structured docs
~75%
Cost reduction
pilot estimate vs. manual
24/7
Always working
cloud agents running on demand
“It works the file like a second-year analyst: collects the docs, ties out the statements, drafts the memo. We went from weeks to hours, and the credit committee still signs every deal.”Chief Lending Officer - Regional Bank pilot, anonymized
Wired into the stack you already underwrite in.
If it has an API, your agents can use it. Push memos to your LOS, sync borrowers from your CRM, and pull data from your own or third-party sources.
Origination & CRM
nCino + Encompass
Salesforce FSC
HubSpot + Affinity
Document Intel
AWS Textract
AWS Bedrock
Anthropic Claude
Deal & Bank Data
Plaid + MX
SEC EDGAR
FactSet + S&P Global
Compliance & Pay
ComplyAdvantage
Refinitiv World-Check
Delegare - Stripe + USDC
Put an agent
on your next file.
Start with one agent on one workflow - document intelligence, a memo draft, or an eligibility precheck. Scale to the full chain when you are ready.
SOC 2 Type IIOpenAI approvedhuman-in-loop