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Best AI underwriting software in 2026
Pick the tool that cites the file and refuses to invent. Human still decides.
Most “AI underwriting” is a chatbot on a PDF. The test is: does missing stay missing, and does a named human still sign?
SecureLend walks text → classify → extract → screen → memo. OCR and OpenSanctions are included. Plaid and Moody’s stay fail-closed without keys.
Compare also nCino (the book), Hebbia (the search), Taktile (the decision engine), Ocrolus (the scan).
best credit memo software for banksbest ic memo software for vcssecurelend vs ncinosecurelend vs hebbia