# Use SecureLend from Claude or ChatGPT

Connect to the lender MCP at https://mcp.securelend.ai/v1/lender/mcp. initialize, tools/list, resources/list, and resources/read need no token. tools/call requires an OAuth bearer token. No tool auto-approves. `record_credit_decision` records approve/refer/decline only as the signed-in approver after `confirmed: true`. That is not a send and not a wire. `close_case_to_loan` books an approved file as a loan after `confirmed: true` as the signed-in approver. Close does not send, bind, sign, or wire. `bind_funding_buyer` opens distribution if needed and hash-binds a funding buyer after `confirmed: true`. Bind does not close, sign, or wire. `sign_funding_batch` signs a staged draw into purchases after `confirmed: true`; funded stays false. Sign does not close or wire.

Partner MCP at https://mcp.securelend.ai/v1/partner/mcp uses Bearer opt_ / itk_ / vrf_, not lender OAuth. No tool wires. Confirm or dispute is not cash application.

Setup: https://securelend.ai/mcp