Chase → spread → cited credit memo against your rubric. Works beside nCino, Abrigo, or the LOS you already run. Human gate on the credit decision.

7-day trial — file in, judge the memo. No card to start.

Read before you buy

• Best AI underwriting software for a Head of Underwriting who already has an LOS.
• Financial spreading software that feeds the memo, not only a workbook.
• Underwriting memo as a service — the artifact credit committee actually reads.
• Proof lane: UWBench GitHub · Zenodo DOI 10.5281/zenodo.22035851 (open commercial protocol; no invented scores here).