The AI-native loan
origination system.
A multi-tenant SaaS platform for community and regional banks that automates the full lending workflow — from application intake and document collection through underwriting, compliance, and credit decisioning.
Consumption-based pricing — unlike any legacy LOS
SecureLend charges only on funded loan volume, with no per-seat fees, no upfront minimums, and no platform fees when volume is low. Move LOS pricing to sales/pilot language rather than a generic grid.
Six built-in AI capabilities.
Full origination automation is part of the platform — not an add-on. Everything is also available via modular underwriting agents.
§ 02
Loan Document Classification
Automatically identifies and categorizes every document in a loan file — tax returns, bank statements, financial statements, articles of incorporation, ID documents — in seconds. Eliminates manual sorting by underwriters.
Financial Data Extraction
Pulls structured financial data from unstructured documents — income figures, DSCR, liabilities, cash flow — and maps them directly into the application record without manual re-entry. Powered by AWS Textract and Bedrock.
Automated Underwriting
Scores loan applications against configurable criteria, calculates financial ratios, cross-checks against third-party data sources (D&B, Plaid, SEC EDGAR), identifies risk factors, and produces an approve/decline/conditional recommendation.
AI Credit Memo Drafting
Generates a complete, lender-templated credit memorandum — executive summary, financial analysis, risk assessment, collateral analysis, and credit recommendation — automatically from application data.
KYC/KYB Compliance
Automated identity verification, sanctions screening, PEP checks, and AML flags integrated into the origination workflow. Configurable compliance rules by loan type, jurisdiction, and institution policy.
Origination Analytics
Tracks pipeline performance, processing times, approval rates, agent confidence scores, and exception rates across the loan book in real time. Surfaces bottlenecks before they become backlogs.
Legacy vs. AI-native.
The pricing model is the most important difference. Everything else flows from it.
| Dimension | Legacy LOS vendors | SecureLend LOS |
|---|---|---|
| Pricing model | Fixed platform fee (per seat or flat) | →Consumption-based — pay on funded volume only |
| Implementation time | 6–18 months | →Weeks, with white-label subdomain on day one |
| Document processing | Manual or basic OCR | →Multi-LLM IDP with 99.2% accuracy (controlled tests) |
| Credit memo | Manual underwriter authoring | →AI-drafted in minutes from extracted data |
| Compliance checks | Batch / periodic | →Real-time, embedded in workflow |
| AI model | Rules engine | →Bedrock + Anthropic Claude + configurable providers |
| White-label | Additional cost or not available | →Included — bank-branded subdomain per tenant |
| Risk when volume is low | High — fixed fees regardless | →Zero — no minimums, no seat fees |
Built on enterprise
infrastructure.
Runs on AWS — AppSync for GraphQL, Bedrock and Textract for document intelligence, and RDS Aurora for data persistence. All tenant data is isolated and encrypted with customer-managed KMS keys.
- ✓SOC 2 Type II compliance completed
- ✓Customer-managed KMS encryption at rest
- ✓Multi-tenant architecture with isolated subdomains
- ✓Human-in-the-loop review system
- ✓GDPR & CCPA compliant data handling
- ✓Core banking integrations: Fiserv · Jack Henry
The full origination stack
Ready to originate
10× faster?
Start with a free trial. No platform fees until you originate.