What are SecureLend's agentic underwriting tools?
SecureLend's underwriting agents are modular, token-metered AI tools — each handling one job in the underwriting chain across equity investment (VCs), commercial lending (banks), and reinsurance. Launching first for VC firms.
What are SecureLend's agentic underwriting tools?
SecureLend's underwriting agents are modular, token-metered AI tools — each handling one job in the underwriting chain. They share a single engine across three domains: equity investment (VCs underwriting startups), commercial lending (banks and non-bank lenders underwriting borrowers), and reinsurance (carriers underwriting treaty submissions).
The platform is launching first for VC firms. The same agents that precheck pitch decks and draft IC memos for investors are the ones that score loan applications and draft credit memos for lenders.
Every agent transaction is authorized and settled via Delegare. Agents are available via MCP at https://agents.securelend.ai/mcp — connect through ChatGPT (recommended for richer UI widgets) or Claude.
The seven underwriting agents
Domain is set per-call: equity_investment | commercial_loan | reinsurance_treaty.
01b. Pitch Deck Pre-check — VC launch agent Scores an inbound pitch deck against your firm's rubric blueprint. Returns overall fit %, per-criterion breakdown with hard-fail flags, strengths, weaknesses, and analyst follow-up questions. Promotes directly to an underwriting case on 'proceed'. PDF only. Pricing: $0.50 per check. First 15/month free.
01. Document Intelligence Identifies and categorises files for any underwriting domain — pitch decks, tax returns, bank statements, articles of incorporation, reinsurance treaties, identity documents. Routes each to the correct extraction workflow with a confidence score. Pricing: $0.06 per page. First 10 invocations free.
02. Structured Data Extraction Pulls structured data from unstructured documents using domain-specific blueprints — income, DSCR, burn rate, ARR, loss ratios, cap table entries — and maps them into the deal workspace. Pricing: $0.15/page (standard) · $0.25/page (custom blueprint). First 10 invocations free.
03. Quantitative Analysis Runs domain-appropriate financial models: burn multiples, runway, ARR growth for equity; LTV, DSCR, DTI for commercial lending; loss ratios for reinsurance. Produces a recommendation with rationale and a risk rating. Pricing: $1.50 per analysis. First 5 invocations free.
04. Risk Discovery Scans documents for digital tampering, metadata inconsistencies, and cross-document anomalies. Detects manipulated financials and narrative inconsistencies between a deck and public filings. Pricing: $0.24 per page. First 5 invocations free.
06. Entity Compliance
Real-time AML, KYC, KYB, sanctions, and PEP screening. Bring-your-own-API-key model — register ComplyAdvantage or Refinitiv World-Check credentials once via configure_data_provider. Entity name auto-resolved from workspace documents.
Pricing: $0.10 per call (infrastructure only) + provider cost. No free quota.
05. Professional Memo Generates a professional underwriting memo from all prior workspace agent outputs. Three pre-built workflows: equity/VC (IC memo), insurance (underwriting memo), lending (credit memo). Pricing: $4.99 per memo. First 2 invocations free. ~75 seconds to generate.
The VC workflow
- Ingest deck via
fetch_docsend_document(DocSend link) or manual upload pitch_deck_precheck— fit %, hard-fail flags, follow-up questions (15 free/month)fetch_public_filings(SEC EDGAR, free) +fetch_company_intelligence(Harmonic) for public signalsrun_quantitative_analysis— burn multiple, runway, ARR growthrun_entity_complianceto screen founders (BYOAK, optional)run_professional_memo(workspaceId)→ IC memo ready in ~75 seconds
The only setup before the first run is a rubric blueprint for pitch_deck_precheck. Everything else writes its own workspace task logs as it runs.
VC data integrations
All free (infrastructure only). Activated once via configure_data_provider:
| Tool | Provider | Access |
|------|----------|--------|
| fetch_docsend_document | DocSend | Business plan |
| fetch_crm_context | Affinity CRM | Sandbox account |
| fetch_public_filings | SEC EDGAR | Free — no key needed |
| fetch_company_intelligence | Harmonic | Free trial at console.harmonic.ai |
| fetch_portfolio_metrics | Visible.vc | devs@visible.vc for test token |
What is usage-metered underwriting AI?
Usage-metered underwriting AI charges per successful agent transaction — no seats, no platform subscription, zero cost during months with no deal flow. A VC firm running 30 decks/month pays roughly $0.50/check (after the 15 free) + $4.99/IC memo. Nothing more.
Standalone vs integrated
The underwriting agents are an independent product from the AI-native LOS. The LOS has built-in document processing and credit memo capabilities as part of the platform subscription.
The agents target a different buyer: a VC firm wanting pitch deck precheck and IC memo generation, a lender wanting one capability via API without a full platform, or any institution that wants usage-metered AI for a single underwriting step.
Both products settle via Delegare. Lenders using either get priority placement in SecureLend's intent-driven marketplace.
Related
Implementation Guide
Ready to see how What are SecureLend's agentic underwriting tools? works in production? Explore our product documentation or start a controlled pilot.